Chief Minister Chandrababu Naidu launches ‘Arogya Raksha’ health insurance scheme

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Sunday, January 1, 2017

Andhra Pradesh Chief Minister Nara Chandrababu Naidu today launched ‘Arogya Raksha’, a health insurance scheme.

Speaking on the occasion of the launch of the insurance scheme ‘Health for All’ at Tummalapalli Kalashetram, Chandrababu Naidu said that by paying Rs.1,200 a year as premium one can get an insurance coverage of Rs.2 lakh. He said that it is a gift to the people in the New Year. One can become a member of the scheme just by paying Rs.100 a month and people should register themselves before February 28 through online with Aadhaar number. He said at present white ration card holders are getting medial aid through NTR Vaidya Seva for free of cost. The scheme is first of its kind in the country and is introduced with the aim of making all healthy.

Chandrababu Naidu said that steps are being taken to make Arogya Raksha sevas available in 436 hospitals. He said rapid developments took place in the field of health care. He said that people are spending 54 per cent only on health care and that was reduced to 17 per cent now. It shows, that people are interested in visiting government hospitals. He said that health cards have been issued to people with below poverty line, employees and journalists.

Registration can be done through

Under Arogya Raksha, end-to-end cashless services would be rendered for 1044 diseases under secondary and tertiary care through 432 government and private hospitals.

Health Minister Kamineni Srinivas speaking on the occasion said that medical tests were conducted on 1.35 crore people and lakhs of people are utilizing ‘Talli Bidda Express’.

Salient features:

  • ‘Health for All' Scheme counts to be one of the pioneers in terms of achieving equity and providing accountable and evidence-based good-quality health-care services in the State to assist Above Poverty Line families from catastrophic health expenditure.
  • End-to-end cashless services for identified 1044 diseases under secondary and tertiary care through 400 Government and Corporate Network Hospitals.
  • The BPL families and families coming under employees and pensioners health scheme and working journalist health scheme are already covered with quality health care. The remaining population accounting to 32 lacks of families will be covered under "Health for All" in addition to 159 lacks of families who are already covered under various state owned programmes like Dr.NTR Vaidya Seva, Employees Health Scheme and Working Journalist Scheme.
  • The families can be registered under "Health for All" from 01.01.2017 upto 28-02-2017 by paying the premium for the entire family for one year with a low premium of Rs.1200/- for individual.
  • Unlike other insurance schemes pre existing disease will not be considered.
  • The new born can be registered under the Scheme by paying Rs.100/- per month for the remaining financial months.
  • The newly married couple either the wife or husband belongs to other state can be registered under one family by paying the entire annual premium.
  • Patients' choice for undergoing treatment:
  • The choice of hospital for treatment is with the patient. The entire process from the time of conduct of health camps to the screening, diagnosing , treatment, follow- up and claim payment is made transparent through online web based processing to prevent any misuse and fraud.
  • 138 Follow-up services will be provided for a period of one year through fixed packages to those patients who require long term follow-up therapy in order to get optimum benefit from the procedure and avoid complications. Follow-up packages include consultation and medication.
  • The aim of the Scheme is to improve equity of access to Above Poverty Line families to quality tertiary medical care both by strengthening the Public Hospital infrastructure as well as through purchase of quality private medical services to provide financial support of Rs. 2.00 lakhs per annum for individual for catastrophic health needs.
  • End-to-end cashless inpatient services from the time of reporting of the patient, including professional services, investigations, medicines, implants, consumables, diet and ten (10) days post-discharge medication, including treatment of complications, if any, up to thirty (30) days post-discharge for those patients who undergo "listed therapy(ies) offered through Network Hospitals.

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