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Representatives at NEXT Financial Group Reveal Tips for Getting Great Retirement Benefits

May 29, 2013 - HOUSTON, TX

According to the financial representatives who work with NEXT Financial Group, retirement benefits are invaluable to employees in all industries and all vocations -- yet not all employee benefits programs are created equal. While some employers offer comparatively great retirement savings programs, others offer only paltry benefits -- and some do not offer retirement benefits at all. It is advantageous for employees to consider the ways in which they might improve their retirement benefits, the company notes, and a recent U.S. News and World Report article confirms it. NEXT Financial Group has issued a new statement to the press, commenting on the article and on the need for good retirement benefits in general.

"There are many ways to improve one's retirement finances, but one of the best is to get your employer to chip in," said Barry Knight, the president of NEXT Financial Group. "Of course, this is not always a simple undertaking, but there are some basic ways in which individuals can seek out the best employer benefits."

The first tip offered in U.S. News and World Report is to become a professional or a manger. Career choice is a huge factor in retirement benefits, the article notes, and management team members and professional workers are the most likely, in any industry, to receive retirement benefits -- 79 percent likely, in fact.

The next tip is to choose a high-income field. High-income workers are more than twice as likely to be offered 401(k) and pension options as those with incomes in the bottom quarter.

It is also important to work full time, the article continues. Those who work full time are twice as likely as part-time workers to receive retirement benefits. In fact, 74 percent of full-time workers, in the private sector, are offered retirement plans at work. This is true for only 38 percent of part-time workers.

There are two further ways to seek out solid retirement benefits, the article concludes. One is to get a union card, and another is to work for a large company. Larger employers are much more likely to offer pension plans and retirement investment matches than smaller businesses.

"These are all good ways to ensure that you are getting good retirement benefits, but of course, not all of them are necessarily going to be options available to everyone," Knight concludes. "Even those who do not fall into any of these categories can still have great retirement savings plans in place, especially if they choose to work with a financial representative from NEXT."

An independent broker-dealer based in the Houston area, NEXT Financial Group works with financial representatives from all across the country; those representatives, in turn, are devoted to helping individuals and families meet all of their financial objectives.


NEXT Financial Group Inc., member FINRA/ SIPC, is a broker-dealer based in Houston, Texas, that serves the needs of financial services representatives throughout the country. The company prides itself in helping business owners enjoy success and financial independence. The company was founded in 1999, and is currently led by President Barry Knight. More information about the company can be found online at NEXT Financial Group Inc. is located at 2500 Wilcrest Drive, Houston, TX 77042. For more information, call 888-876-6398.


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