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Seth Waller Joins EverBank as Executive Vice President and Chief Credit Officer


October 3, 2012 - Jacksonville, FL

EverBank Financial Corp (NYSE: EVER) today announced that Seth Waller, a long-time banking industry and risk-management veteran, has joined EverBank in the newly created position of Executive Vice President and Chief Credit Officer.

In this role, Waller will be responsible for the leadership and oversight of credit for all commercial and consumer lending functions within EverBank. As part of his responsibility for credit risk management across all lines of EverBank's businesses, Waller will be the chairman of EverBank's Executive Credit Policy Committee and Senior Credit Approval Committee. He will report directly to EverBank's President and Chief Operating Officer Blake Wilson.

"EverBank has long been recognized as an industry leader in risk management and sound credit practices, and the creation of a new Chief Credit Officer position is an important milestone for the company as we continue to grow and diversify," Wilson said. "Seth brings to EverBank a wealth of hands-on credit experience, and his insight and leadership will help us build on our strong risk-management tradition."

Waller joined EverBank on October 1, 2012, from U.S. Bank in Cincinnati, where he served as Senior Vice President and Chief Credit Officer, Consumer Lending, since 2008. Earlier in his career, Waller held senior risk management and credit positions with GE Capital, Bank of America, Transamerica Distribution Finance and American General Auto Finance. He attended the United States Naval Academy in Annapolis, MD and is a graduate of the University of West Florida and holds an MBA in finance from the University of North Carolina at Charlotte.

About EverBank Financial Corp

EverBank Financial Corp, through its wholly owned subsidiary EverBank, provides a diverse range of financial products and services directly to clients nationwide through multiple business channels. Headquartered in Jacksonville, Florida, EverBank has $15 billion in assets and $10.8 billion in deposits as of the 3 months ended June 30, 2012. With an emphasis on value, innovation and service, EverBank offers a broad selection of banking, lending and investing products to consumers and businesses. EverBank provides services to clients through websites, over the phone, through the mail and at its Florida-based Financial Centers. More information on EverBank can be found at www.AboutEverBank.com.

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