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Value Shield of America, LLC Provides a Home Equity Lock That Protects Home Values Against Market Declines


June 8, 2011 - ATLANTA, GA

Value Shield of America, LLC has introduced a revolutionary product for homeowners and home buyers that locks-in the value of their home and safeguards against market declines. Homeowners who are underwater can now secure better financing terms without providing the huge sums of money needed to satisfy the old mortgage in order to obtain a new one. Value Shield of America, LLC will instead make a contract payment to the lender for up to a 10% home price index decline. Home buyers now can lock-in the purchase price of their house. Value Shield of America, LLC covers them up to a 20% home price index decline when they sell or up to a 10% home value index decline if they refinance.

Mike Hammock, principal partner of Value Shield of America, LLC stated, "Based on the volatility of real estate, someone who buys a home today may find themselves owing more than the home is worth tomorrow. Our product removes this risk so buyers can have peace of mind that their investment and financial future are secure."

In addition to protecting home buyers and homeowners, the Loss Mitigation and Value Retention® contract is poised to help sellers, builders and REALTORS® secure buyer's for their respective properties. In lieu of steep price reductions they can now offer a guarantee to the new buyer that they will not lose equity on the price they paid for the home. "It's truly a winning formula for all parties in residential real estate; and the timing is perfect," said Mr. Hammock.

The Loss Mitigation and Value Retention® contract is distributed through an in-house sales team and partnerships that include REALTORS®, builders and lenders. For more information please call Value Shield of America, LLC 1-866-800-8351 or visit their website http://www.ValueShieldofAmerica.com

About Value Shield of America, LLC
Value Shield of America, LLC is the answer to Ben Bernanke's December 2008 call for the private sector to devise a solution that would hedge risk in the real estate arena. This hedge, the proprietary Loss Mitigation and Value Retention® contract will help restore confidence and equity to home ownership across America. Backed by A+ rated carriers with re-insured risk, Value Shield of America, LLC is positioned to aid the recovery of the housing sector.

Contact:
Mike Hammock
Value Shield of America, LLC
Principal Partner
1-866-800-8351
Email: Email Contact

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